Howard Pickersgill and Co, is a Trading Style of Sandringham Financial Partners Ltd (“Sandringham”), a wholly-owned subsidiary of M&G plc. Howard Pickersgill and Co processes your personal data as an independent controller, including when sharing such data with Sandringham – any questions about this can be directed to howard@howardpickersgillandco.com, and Sandringham’s privacy notice can be found here.